We are dedicated and committed to providing the highest level of service possible to each one of our customers.
The Dekker Financial team will work together with our clients to address the visions they have for the future and provide ongoing, trusted advice to help meet their financial goals.
WHAT IS REGULATION BEST INTEREST?
On June 5, 2019, the Securities and Exchange Commission adopted a package of rulemakings and interpretations designed to enhance the quality and transparency of retail investors’ relationships with investment advisers and broker-dealers, bringing the legal requirements and mandated disclosures in line with reasonable investor expectations, while preserving access (in terms of choice and cost) to a variety of investment services and products. Specifically, these actions include new Regulation Best Interest, the new Form CRS Relationship Summary, and two separate interpretations under the Investment Advisers Act of 1940.
Individually and collectively, these actions are designed to enhance and clarify the standards of conduct applicable to broker-dealers and investment advisers, help retail investors better understand and compare the services offered and make an informed choice of the relationship best suited to their needs and circumstances, and foster greater consistency in the level of protections provided by each regime, particularly at the point in time that a recommendation is made.
WHAT IS A CLIENT RELATIONSHIP SUMMARY (FORM CRS)?
Form CRS is designed to provide investors with simple, plain-English information about the relationship between the client and the financial professional. Here’s what you can expect to find inside Form CRS:
- Firm Information
- A Description of Services Offered
- Information on Fees and Costs
- Information Regarding Conflicts of Interest
- A Summary of Firm and Advisor Disciplinary History
- Conversation Starters for Customers to Ask the Advisor
Registered Investment Advisory (RIA) Services with Silver Oak Securities, Inc. and Meredith Dekker Financial Services, LLC.
The premise is simple — assisting our clients in every aspect of their financial lives. We do this through the most comprehensive and personal services available to individuals, families, and businesses. Dekker Financial Services, LLC is a registered investment advisory firm. We offer comprehensive and personal planning services for individuals, retirees, growing families, executives and business owners. Through our Broker/Dealer, Silver Oak Securities, we offer expert advisory services as investment representatives and registered advisors with FINRA and the SEC.